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Thursday, August 27, 2026

Investing is hard. In hindsight, it is much easier. Anyone can pull up a chart and say, “I should have just invested in XYZ”. In reality though, the math of investing is easy. Living through the assumptions of the math is hard. Most...

 

Friday, August 14, 2026

In 2002, I was fortunate enough to ‘win’ a cell phone from a grocery store drawing. It was my first cell phone, so needless to say I was pretty excited. The rub was, since I was still a college student and moving home for the summer, I...

 

Friday, June 19, 2026

When it comes to retirement, it always amazes me how many people have an exact date in mind. Oftentimes, people have an idea (or if they don’t—that’s why they’re meeting with an advisor) of how much they’ll need to retire. What is...

 

Tuesday, June 9, 2026

In the world of finance, all eyes will be on the debut of SpaceX as a public company this Friday. This IPO will likely far exceed any previous IPO in terms of market capitalization—and, even though it can’t be measured, in hype as well...

 

Thursday, June 4, 2026

How much do I need to retire? A simple question, with so much nuance that it’s nearly impossible to answer. A few questions that can help narrow this down: -How much do I need to spend each month on expenses? -How much do I want to...

 

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Thursday, May 28, 2026

One of the most common questions I get from clients of all ages is: “How am I doing compared to…?” It is such a common question that I invented my own joke in response: “There’s a tallest Vix in every Christmas photo, but that doesn’t...

 

Thursday, May 21, 2026

In the short run, there are a lot of similarities between gambling and investing. Both provide immediate feedback if you’re “winning” or “losing”. It probably goes without saying— it’s more fun to win than lose in both! In my 20+ years...

 

Thursday, May 14, 2026

Markets are hard. Predictions about them are harder. That doesn’t stop firms from putting out forecasts and targets each year. It is understandable why firms continue this annual exercise — it draws eyeballs and clicks! In my...

 

Thursday, May 7, 2026

What if you were told that over the next 10 years, these 7 things would happen… War will escalate globally. A U.S. president will resign. Unemployment doubles. Taxes triple. Inflation quadruples. Oil increases in price by 1,000%. The...

 

Friday, May 1, 2026

For 10 plus years my number one priority professionally has been to write on a regular basis. Today, I have finally decided to commit to it. Why today? I am not sure other than I am tired of disappointing myself. Maybe it is a midlife...

 

Friday, May 6, 2022

2022 has been a tough start to the year for financial markets.  We all know the headlines and they are not good. As of this writing the S&P 500 is down approximately -13% YTD.  Perhaps more alarming is the drop in bond...

 

Thursday, February 24, 2022

Although market pullbacks and corrections happen more often than we tend to remember (see page 10) and can be healthy for the overall economy, we understand it can still be emotionally challenging to keep the facts in the forefront...

 

Friday, February 4, 2022

Have you increased your retirement contributions this year? Check out this short article for details. Please contact me with any questions or if you’d like to adjust your contributions. Thank you! -Andy

 

Friday, December 10, 2021

CHOICES FOR YOUR 401(K) OR 403(B) AT A FORMER EMPLOYER. One of the common threads of a mobile workforce is that many individuals who leave their job are faced with a decision about what to do with their 401(k) or 403(b) account...

 

Friday, December 3, 2021

IRA Rollovers When Changing Jobs or Retiring. Are you changing employers or retiring? What happens to the money you have saved in your employee retirement plan? If you are leaving your employer, you have 4 choices...

 

Friday, November 19, 2021

Changing jobs? Retiring? For those who are considering a job change or retiring, check out this article regarding options for your retirement accounts. Best wishes! -Andy Consolidating Retirement Accounts with a Job Change...

 

Monday, August 31, 2020

The most common question we have been getting the past 3+ weeks (and it is not even close) is some form of “do we need to make any changes to our investments before the election?” If you have asked this, or thought this...

 

Friday, May 1, 2020

Yesterday my good friend and colleague Keith Meyers and I recorded a brief (6 min) conversation on what has been happening in the markets of late. This is our first go at this so I/we apologize about 1) me being 2 months overdue for a...

 

Wednesday, April 29, 2020

Below is an excerpt I wrote for our firms bi-monthly newsletter on April 21st 2020. I am posting it my my blog as future reminder of where my thinking was at during this crazy time in our lives personally and professionally. We live in...

 

Monday, April 6, 2020

First and foremost I hope this finds you and your family safe and healthy. Once again an extra special THANK YOU to all those on the front lines in helping us all deal with this unprecedented time in our lives. We cannot thank those...

 

Wednesday, March 25, 2020

First and foremost, I hope everyone is staying safe and healthy during this unbelievable time we are living in. A special thank you to those healthcare workers and all essential service men and women that are helping all of us through...

 

Friday, March 6, 2020

Last week the S&P 500 dropped 11% in 5 days. A decline this big and fast has only happened two other times in the history of the index. This week the (stock and bond) market has seen large daily moves both up and down as well....

 

Tuesday, February 25, 2020

By now most people have heard of the global virus that has been making headlines. Full disclosure, I/we are no experts in the field of medicine let alone global virus outbreaks. Below is a piece written today by Brian Wesbury, an...

 

Wednesday, October 30, 2019

As of this writing on Wednesday afternoon the S&P 500 is at a new all time intra-day high. If someone were to just look at news headlines over the past few months this would be mind boggling that we are back to this point, but yet here...

 

Friday, August 16, 2019

In recent weeks volatility has found its way back into the markets, and headlines once again seem to ‘rule’ the day whether it is inverted yield curves (that have lead to recessions in the past), trade war/tariffs, or some...

 

Saturday, March 9, 2019

Today marks the 10 year anniversary of the bottom of the US Stock markets during the financial crisis. From a market perspective, it has been a crazy 10 year period that has had many hiccups along the way. Rather than be another source...